Baccarat Casino Game

More on Baccarat
How to play Baccarat
Baccarat Strategies
Baccarat History
Baccarat Glossary

Free Baccarat Flash Game


Baccarat is best known for being the favoured game of both James Bond and The Saint. One of the oldest card games in the world, Baccarat is amongst the most popular card games played by high rollers at international casinos. Online casinos can offer a number of Baccarat formats, however mini-baccarat is favoured by many for its simplicity and speed of play.

Playing Casino Baccarat for Beginners

Baccarat essentially involves providing players the opportunity to bet on which of two hands, the banker or the player, will win on a showdown.

A round of baccarat commences with betting. Two cards are then dealt to the banker and the player. Once the cards have been dealt a showdown ensues, with the value of the cards dealt determining if further cards are drawn to produce a winning and losing hand.

Baccarat Rules

Baccarat hands can have a maximum value of 9. To arrive at a total of 9 or lower, the ‘1’ is always dropped from any two-figure hand total. Furthermore all 10’s and face cards have a value of zero. An ace carries a value of 1.

The hand with the higher value wins. Bets on the banker pay out at 95% while winning bets on the player pay out at 1/1. Tied hands pay out bets on both the player and the banker at odds of 8/1, and are therefore the desired outcome when playing this game.

The Draw

There’s more to the game of Baccarat than a simple standoff. As is the case with the game of Blackjack, dealers are required to draw extra cards onto Baccarat hands if these cards are within certain value margins. Draws made to both the player and banker are made by the dealer, and are dependent on hand value rather than the player calling for more cards.

If either the player or banker draws a hand value of 8 or 9 the total stands, and winning bets are paid out.

If the player’s hand total is 6 or 7 the hand stands.

If the player draws a hand total between 0-5 an extra card is automatically drawn to that hand.

The banker’s draw is determined by the player’s hand as well as the value of the dealer’s own starting hand. The system used to determine the banker’s draw is complex, but is calculated automatically by online casinos to determine the winning hand.

In the event that the player does not draw a card:

The banker draws a card if his hand value is 0-5 and stands if he has 6-7.

In the event that the player does draw a card:

If a 2 or a 3 is drawn by the player the banker draws on 0-4, and stands on 5-7.

If a 4 or a 5 is drawn by the player the banker draws on 0-5, and stands on 6-7.

If a 6 or a 7 is drawn by the player the banker draws on 0-6, and stands on 7.

If an 8 is drawn by the player the banker draws on 0-2, and stands on 3-7.

If an Ace, 9, 10, or face card is drawn by the player the banker draws on 0-3 and stands on 4-7.

Casino Baccarat Strategy

The Baccarat casino game requires no real skill or strategy. Players simply choose whether to bet on the house or player, and all ensuing play takes place automatically.

William Hill £150 Bonus

  • Open a William Hill account
  • Deposit £100
  • Play with £250!

William Hill is a 5 star rated Casino. You can read the William Hill Review to learn why.

Back to top

Get Your Free Betting Guide

Get your free Sports Betting Guide packed full of useful tips, strategies and advice to make your betting more profitable.